Unlocking agentic AI in the loan process.

What if your customers didn't have to wait 3 weeks for their loan, but got it in 1 hour? AI agents that does real case work and hand it to your advisors for decisions. Fully inside the systems you already run.

Application receivedFriday 22:54 · mortgage
Income verifiedconsent · appraisal read · checks run
Advisor bookedMonday 10:00 · 44 minutes after applying
J JulieAI advisor · SMS Fri 22:54
Message…

Customers using Bislab AI

OkidaSveaKraft BankTietoEvryFremtindFjordkraftIntrumCollectiaAmiliKravia
0%
Conversion to next step
of engaged conversations end with a secured next step.
0%
Delight signals
of conversations show a genuinely delighted customer.
<2 weeks
Integration time
to set up agents working in your current systems. Plug & play!

The problem

Loans are won and lost in the journey.

1

Every case arrives incomplete

Loan application
Basic data
Property
Loans
Financials

Wrong documents, missing consents, income that needs a conversation. Almost all loans require work outside of the automated flow.

2

Also sent to your competitors

Your bankSubmitted
Digital challengerReplied
National bankSubmitted
Local bankSubmitted
+ 2 more banks

Applicants apply to several banks in parallel, often outside of working hours. The bank that responds first and builds the relationship has an advantage.

3

The work is manual

Open cases47 OPEN
Waiting for customer
Action required
Waiting for advisor
Waiting for customer
Action required
Waiting for advisor
Waiting for customer

Calls not answered in working hours and email ping pong that lasts for days. Case workers are expensive, constrained by working hours. Customers don't switch banks and conversion rates are low.

How it works

Watch the case move.

The agent works every case like your best advisor and loops between analysis and dialogue until it's green.

1

Get the case

Application, documents & history picked up from your systems.

2

Analyze

Using your policies and deterministic tools.

3

Communicate

Talks with the customer to move the case forward.

4

Hand over

A decision-ready case note is handed to your advisor.

ApplicationNEW
Behaviour
Credit risk
Liquidity
LTV and salary
Co-borrower consent Validate purpose Property appraisal
Loan agent
DialogueLOGGED
SummaryPRIORITY
Next steps

The agents

Every step of the journey.

A team of specialist agents take care of your customers different needs.

JJulie · AI advisor

The platform

World-class loan agents.

Built for loans

Not a generic chatbot or LLM-wrapper. Each agent is a loan specialist, who can work on the case from application to disbursement. With deterministic tools to assess cases: credit models, liquidity models, collateral and registry data.

Plugs into any system

No need to replace any system. We are API-first. Agents work inside your CRM and loan application system. Any stack, exactly where your case agents work today.

Differentiate your loan process

You have full control and can customize agents to your needs. Your agents will know your credit policy, your guidelines, your tone, your process.

Deploy safely

Every agent ships through the Bislab safety suite: full test coverage on your scenarios, adversarial attack testing, and supervisor agents judging outputs.

Monitor all conversations

A control center streams every conversation as it happens. Anything unusual is flagged and scored. When it's needed, a person is alerted and takes over the dialogue live.

Improve continuously

Our harness allows you to change an agent's behavior daily. Combined with insight from every conversation. You get self-improving agents and a toolbox to expand your fleet of agents whenever you have a new job for them.

Compliance

Compliant out of the box.

Documentation is a by-product of the platform, always up-to-date.

EU AI Act

Every deployment already generates required evidence packs for compliance.

GDPR

Data retained in EU. Every message, check & assessment logged for full tracability & explainability.

DORA

Live monitoring, alerting and human escalation. Evidence of operational resilience reviews ask for.

Next step

See an agent work a case in your own loan journey.

Thirty minutes, working agents, no slideware. We'll show the agents, the tests and the evidence.

We answer within one working day. Your details are used only to arrange the demo. See our privacy policy.

Thanks — we'll be in touch.

We answer within one working day, usually sooner.

EU AI Act ready — 2 Dec 2027 Every step traceable Human decision, always